Short Sales: An Ethical Approach is being revised and updated for 2008. Updates, when available, will be provided as a courtesy to anyone purchasing this title from this site after 4-1-08. Now that the real estate market has cooled, and mortgage lenders are tightening up lending criteria, fewer delinquent borrowers will have the needed equity to refinance their loan, or to sell their home to avoid foreclosure.
An Ethical Approach is an easy to read collection of essays, articles, guides, warnings, and encouragement, and is the blueprint for anyone buying, selling, or trying to keep their foreclosed real estate! Whether you are a buyer, seller, or want to save your home but aren't sure you have explored all available options, and need specific, one-on-one help you can visit SPOCH's website

As the national real estate bubble begins to leak, the understanding and construct of ethical bail out refinances, as well as preforeclosure and preforeclosure short sales will be a matter of economic survival for foreclosed homeowners, real estate brokers, mortgage loan brokers, and speculative real estate investors. Learn about loan workouts including Deed-In-Lieu, loan modifications, forbearances, etc. If, after reading this book, you still aren't sure if the terms of a proposed deal make sense or are in your best, financial interest... Or, if you need help constructing a mutually beneficial preforeclosure or preforeclosue short sale... give us a call.

One-on-one consultations are available to distressed homeowners as well as anyone interested in learning about purchasing,selling, or refinancing preforeclosed real estate.

Coming in 2008: Fight Foreclosure! How to Cope with a mortgage you can't pay, Negotiate with your bank, and Save your home.

Fight Foreclosure!


Proceeds from the book sales and workshop tuition or any support services have been pledged to SPOCH, an IRS 501(c)(3), charitable, tax exempt, educational organization.