This quick-reference how-to guide was developed to assist you with setting up your own personal, household and family budget, to help you with all of the above and more!
A couple of general... More > money-savings will also be provided in these pages. There are also thoughts and spending patterns that need to change, in order to become fiscally more disciplined and many techniques, attitudes, habitual behaviors that we need to un-earth, evaluate and possibly change, before you even start budgeting.
For most households, a budget is no more than a spending plan. Any spending plan can help you see where your money is going. It fits your spending to your income. It reflects how we get the things we want and need most, while being ready and prepared for bills we must pay every month.
Part of the goal of this guide is to demystify family budgeting and highlight an easy systematic process to setting up a quality family budget.< Less
If you’ve decided to dispense with a real estate agent to avoid paying those ridiculous commissions, then start thinking like one.
How? Three to six months before your target sale, bone up on... More > home selling strategies. If you have friends or colleagues who’ve worked in real estate, talk to them, but don’t tell them you’re thinking of your selling your house so they won’t try to convince you to do otherwise.
Ask them about mistakes they’ve made or mistakes that their relatives and friends have made. Survey the entire landscape. Personal experiences are always an excellent source of knowledge and strategies.< Less