‘No man is an island’ said a famous writer and how true it is. We are all social animals and the happiness that we derive from interacting with our fellow human beings is essential for... More > our existence. We meet so many people in our daily routine, some good and some bad. We enjoy the company of the good people we meet and try to shun the bad ones.< Less
Who knows what is in store for us in the future? All the tarot card readers and astrologers cannot predict your future for sure and anything can happen at any time, especially when you are most... More > unprepared for the same.
However, the ill-effects of any unfortunate incident could be minimized if we are financially independent and to forestall any untoward situation where we can be left in the lurch, we have to make sure that we formulate an effective financial plan early on in our life so that the future is well taken care of.< Less
Gone are the days of the barter system or even paying for your purchases with hard cash! The world has now moved on to the idea of ‘buy now and pay later’ and that is what Credit cards... More > are all about.
Credit cards provide so much convenience and independence and are indispensable in the modern day world. You just can’t do without one! Whether you want to rent a car, pay at a hotel or restaurant or when you are shopping, there is just no alternative to the convenience of a credit card.
If you want to know how to get the complete knowledge about all the aspects of credit cards, this is the book to read. Whether you want to know about how to get waivers of annual fees or how to get the interest rate lowered or even how to get waivers of late-payments, over-limit and cash advance fees, this book will provide all the details that you need< Less
The consumer organizations and law enforcement agencies have ranked credit card identity theft one of America’s fastest growing crimes.
This e-Book is meant advise and make the credit card... More > users aware about shopping with credit cards and preventing their misuse. Taking up many pro-active steps can safeguard the credit card users’ personal information and avoiding high risks Internet activities.
Most victims of such credit card identity thefts never come to know that they have been attacked, as there is no physical contact of any kind. It is just the violation of the privacy of the personal information of the cardholder. The culprit cannot be pointed out, no matter how badly one would like to.< Less
With the advent of credit cards, spending habits of people have started soaring sky-high limits. The end result of spending above their earnings is that they fall into a financial mess, as they start... More > owing more and more debt. They may opt for minimum monthly payment system to repay the debt slowly and gradually. Paying up minimum monthly installments might appear to be a straightforward option to look for when a person is badly indebted, but it costs even more in the long run. The monthly payments increase due to compound interest to be paid on the principal amount.
The debt consolidation programs offer people, suffering from huge debts, an opportunity to recover from their financial troubles.< Less