Search Results: 'Insurance rate'
Downward Trend in Ohio Health Insurance Rates
If you live in Ohio, this could be the best time to invest in Ohio health insurance – whether for your employees or for your family. For more information, please visit:... More > http://www.onesourcebenefits.com/ohio-health-insurance.htm< Less
Problems to Increase Insured People
"Suppose that in response to learning that some sick individuals were denied health insurance, the government mandates that insurance companies must offer insurance to everyone at unregulated... More > rates.
(a) Why might this not help reduce the number of uninsured? Explain.
(b) An alternative strategy for reducing the number of uninsured might be to mandate that insurance companies charge individuals with health problems no more than individuals without health problems. Would this help reduce the number of uninsured? Explain.
A Beginners Guide to Health Insurance
If you want to spark a spirited debate at your next social gathering, just try bringing up the subject of health insurance. You will undoubtedly set off a firestorm of opinions.
Years ago, acquiring... More > your first health coverage was almost a right of passage. You began your career and you were automatically enrolled in your employers health plan after your first 90 days of employment.
That still takes place today but the health care industry has metamorphosed into a gigantic monster gobbling up resources everywhere it travels. Rates keep going up at an astounding pace and more employers are cutting back on their plans or doing away with their health benefit packages entirely.
This book covers everything you need to know about health insurance such as:
-DIFFERENT TYPES OF HEALTH INSURANCE POLICIES
-DISABILITY INCOME INSURANCE
-HEALTH INSURANCE PROVIDERS
-FINDING THE BEST VALUE FOR YOUR NEEDS
and so much more!< Less
DECODE THE BLACK BOX OF GROUP HEALTH INSURANCE
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Decode the Black Box of Group Health Insurance: Common Sense Tools To Cut Medical Premium Cost is a Rate Negotiations Guide Book for Employers, Human Resources, Brokers/Consultants, and Labor... More > Unions.
Ms. J. Lara Juanillo is a health insurance expert with 28+ years of experience. For more than 15 years, she developed pricing for small and large group health insurance coverage offered by major insurance firms that include CIGNA, CareAmerica/BlueShield, Anthem, and United Healthcare. As a consultant, Lara worked as the lead benefits rate negotiator for Fortune companies ranging in size from 25,000 to 110,000 employees.
In her career spanning almost three decades, Lara has saved her clients millions in health insurance premiums. The art of successfully negotiating insurance premiums is a skill Lara has taught to Employers, HR, Brokers/Consultants, and Labor Unions. She shares information she has learned in decades of working in the field including 'tricks of the trade' that few will share with you.< Less
UNDERSTANDING NAMED, AUTOMATIC, AND ADDITIONAL INSUREDS IN THE CGL POLICY
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Every day, thousands of people request and receive proof of someone else’s Commercial General Liability (CGL) insurance. They might be named as a certificate holder or they might be named as... More > an additional insured. They might want to be named as an additional insured for ongoing operations, completed operations, or “your work.” They might request Primary Wording, or Non-Contributory Wording, or a Waiver of Subrogation, or a Hold Harmless Agreement. They might say that the insurance company has to have an A.M. Best Rating of at least A-, VIII, and write business in the state on an admitted basis. WHAT DOES ALL OF THIS MEAN?
If you are requiring or providing additional insured endorsements, you should know what they mean.
In this book, attorney and insurance professional Dwight M. Kealy walks the reader through memorable answers to these kinds of questions that are faced everyday by insurance professionals, attorneys, risk managers, and any business that regularly deals with insurance requirements.< Less
Ten Questions - The Insider's Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed
As a licensed insurance agent, I led my company as the #1 producer in the NATION for five consecutive quarters. I've sold thousands of car insurance policies in over 30 different states. Read my book... More > before your next renewal. You have nothing to lose but your overpriced policy.
"Ten Questions" is not a book for "dummies," but it is an easy to use, engaging, and informative guide, specifically designed to help save you money.
It is absolutely guaranteed to do just that. If you do not find any benefit in "Ten Questions," simply return it for a full refund (subject to retailer policy).
"Ten Questions" isn't about getting the cheapest policy at the cheapest price. It's about getting the best policy at the best price, and here's how:
• It will help you find and qualify for discounts.
• It will show you how to improve your rating tier, and lower your "base rate."
• It will help you allocate your premium dollars more effectively, so that you don't spend money on coverages you don't need or want.< Less
Tips to cash in on medical expense tax credits of the harver group - your health insurance counter fraud services tokyo
If you are looking for a way to save tax for 2013, try the medical expense tax credit. This can save you tax dollars, but the calculations are often tedious. Start working on your claim well before... More > April 30.
How much tax can you save? For example, suppose you have a net income of $50,000. What amount of medical expenses would you need to make a worthwhile claim? You'd need at least $1,500 in medical expenses to reach your three per cent threshold before any tax credits can be claimed at all.
Generally, for every $100 of medical expenses in excess of three per cent of your net income you can save $26 (using Saskatchewan rates) for 2013. Assume your medical expenses were $2,500 in total for 2013. Having $1,000 of expenses that exceed your $1,500 threshold means you'd save $260 tax.< Less
The “People Power” Money Superbook: Book 6. Car Guide (Buy - Sell - Lease, Repo, Insurance - Parts - Repair - Safety, Car - Law - Websites - Rentals, Green Cars, Motorcycles, Rvs)
Over the years, I've read at least twenty articles and books which talked about buying cars. Not one says to buy a new car. They say buy a used, late model one from a dealer that doesn't specialize... More > in that type of car because they want to get rid of it.
Most new car dealers also sell slightly used cars of the same model as their new ones. You'll save thousands of dollars buying one of these rather than a new one.
Car values depreciate quickly. The best deal is probably buying a two to three year-old used car with a service warranty.
Do not buy a more expensive car or a bigger one than what you realistically need. Do your research in advance, pick your car in advance then go to negotiate for the best price with the car dealers.
Beware that car magazines are in business to promote cars and get a lot of money for ads so don't trust their car ratings tests. Trust only objective tests like those done by Consumer Reports, consumerreports.org.
Sell your extra cars.
Keep your cars longer.< Less