Now is the time you need to learn how to enter this new world we live in, with knowledge, confidence and aggressiveness needed to succeed. Schools and even parents forget to inform our youth today of many issues they will be up against in the everyday life we call reality. This book gives a person the fundamentals of filling out an application, creating a budget, opening a bank account, what to watch for when signing a lease to information about loans, insurance, credit and even thrifty shopping. Buy a copy for your child, freind or even parent. Everyone can use this from the young to the widow who has never had to be responsible for issues before.