Financial coach Kari Spencer’s answer to a generation's cry for sound financial information. Unfortunately for many of today’s youth, school has not prepared them to survive and thrive... More > financially in the real world. Many young people graduate from college with a mountain of student debt and a financial miseducation. The American dream to buy a house, support a family, retire in style-seem sadly out of reach.In spite of the obstacles, given the right financial information, they can take control of their own financial future. The Money Guide addresses situations that young people face and offers realistic solutions. Sincerely and with a dose of light irreverence, Kari tells her young, readers precisely what actions to take and why. She takes teens past broke to a place of financial security, and even wealth. She starts the journey by showing them how to harness the most powerful, but fleeting, financial tool that they temporarily possess: time on their side.< Less
The U.S. Department of Homeland Security and The American Red Cross declared September 2005 as “National Preparedness Month.” American Red Cross President and CEO Marsha J. Evans states,... More > “No community is truly prepared for a disaster until every individual, family and household takes personal responsibility for preparedness.” This pamphlet is intended to aid you in preparing your own disaster plan by asking you to simply think for one day about what could happen, gather a few supplies and get a few pieces of information together, and then to relax. Enjoy your life, look positively toward the future, knowing that you are prepared should an unlikely disaster occur.< Less
Every parent has dreams for their child’s future, and providing a college education is often part of that dream. This desire is well placed considering that the average college graduate makes... More > 80% more and has greater job satisfaction than the average high school graduate. Unfortunately, the benefits come at a high cost that causes many young people to graduate with a load of debt. Using some strategic planning, you can help your child attain a college degree without also attaining a mountain of debt!< Less
The U.S. Department of Homeland Security and The American Red Cross declared September 2005 as “National Preparedness Month.” American Red Cross President and CEO Marsha J. Evans states,... More > “No community is truly prepared for a disaster until every individual, family and household takes personal responsibility for preparedness.” This pamphlet is intended to aid you in preparing your own disaster plan by asking you to simply think for one day about what could happen, gather a few supplies and get a few pieces of information together, and then to relax. Enjoy your life, look positively toward the future, knowing that you are prepared should an unlikely disaster occur.< Less
Financial coach Kari Spencer’s answer to a generation's cry for sound financial information. Unfortunately for many of today’s youth, school has not prepared them to survive and thrive... More > financially in the real world. Many young people graduate from college with a mountain of student debt and a financial miseducation. The American dream to buy a house, support a family, retire in style-seem sadly out of reach.In spite of the obstacles, given the right financial information, they can take control of their own financial future. The Money Guide addresses situations that young people face and offers realistic solutions. Sincerely and with a dose of light irreverence, Kari tells her young, readers precisely what actions to take and why. She takes teens past broke to a place of financial security, and even wealth. She starts the journey by showing them how to harness the most powerful, but fleeting, financial tool that they temporarily possess: time on their side.< Less
Every parent has dreams for their child’s future, and providing a college education is often part of that dream. This desire is well placed considering that the average college graduate makes... More > 80% more and has greater job satisfaction than the average high school graduate. Unfortunately, the benefits come at a high cost that causes many young people to graduate with a load of debt. Using some strategic planning, you can help your child attain a college degree without also attaining a mountain of debt!< Less
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