Are you sick and tired of being in a financial dark hole that just never seems to have any light at the end, with endless calls from debt collectors, being denied credit or being forced to use expensive credit and much more and you desperately wish to turn things around? And are you looking for a guide that will provide the much needed light to get out of the dark hole you’ve found yourself in? If you’ve answered YES, This book will provide the much-needed practical direction to get out of the financial hole you’ve found yourself in! Nobody gets themselves in a financial hole knowingly. We just make financial decisions like taking debt hoping we will repay, only for things not to go as planned. It is only when it is too late that we realize that we’ve actually dug ourselves a lot deeper in the hole than we actually thought we had. And the more we try to get out, the worse we make things to become. So what’s the way out? Is there really hope of getting myself out of the financial hole I’ve found myself in? How did I even get here – what financial decisions could have made things this bad? How do I stop digging yet still live the life I have been living? How exactly do I successfully get out of the financial hole I have found myself in? Answers to these and other related questions will be the subject of discussion in this book. I hope you enjoy it!