Karma is a natural law. Karma is the currency of your life. With the currency of karmic actions, you purchase and create all your life experiences — good, bad, pleasant, and unpleasant. Karma is the law of cause and effect by which each individual creates his own destiny by his thoughts, words, and deeds. According to the theory of karma, you have a cupboard filled with karmas: personal karmas, cultural karmas, and karmas that involve the entire human race. The life you experience is a mesh of all your karmas interacting with one another like a big, unique, karmic thumbprint.