This book was inspired by the growing community of first-time foreign currency speculators who have invested in currencies like the Iraqi Dinar (IQD), the Vietnamese Dong (VND), and the Zimbabwe Dollar bond notes (ZIM), among others. These investors hope for a revaluation of these currencies as countries around the world move away from the fiat US Dollar (USD) in world trade, towards an asset-backed basis like the BRICS currencies appear to be headed. This book is written in plain English as a resource for everyday people who may have never hired anyone before but now need to assemble a team of professionals to help them manage their wealth. While there are academic texts that cover these topics in greater detail and according to classic principles, this book's purpose is to provide a concise set of information for a relatively small universe of people, so they can achieve their goals without needing an MBA or law degree.