You will track your monthly bills create short-term monthly goals, and implement them. Keeping a journal will help you process what is working for you and what needs to be changed. Lastly, there is a complimentary savings tracker. This three-year bill tracker and financial planner should empower you to be consistent with your financial goals. Moreover, it helps you correct misaligned financial habits. The main goal is that you find inner peace knowing that you have total control over your finances.