Repossession Explained

Have you ever wondered what you would do if you couldn’t pay your mortgage? Many people assume repossession is inevitable if they fall behind with their mortgage payments. In a lot of cases this couldn’t be further from the truth. There are many things you can do, even if court proceedings have already started. If you are worried about missing payments, or your lender has started court action this guide covers: • Where to find professional advice for free • Eligibility for benefits and tax rebates • Claiming on insurances • Negotiating with your lender and agreeing a new payment plan • Receiving and responding to the claim form • Preparing for the hearing • What to expect on the day of the hearing • Dealing with the outcome. The guide concludes with a comprehensive web directory allowing easy access to relevant information and advice. Written from personal experience and completely up to date, this guide is for use in ENGLAND AND WALES ONLY.