Devin Consultants Financial Management in Singapore and Tokyo on Fund tips to help you act your investment age

There are many factors to consider when you start investing – such as what to invest in and how much it will cost. But what many people might not realize is that one of the most important considerations is your age. How old you are determines how long you have to invest, and that can help decide how much investment risk you should take. Ryan Hughes of pension provider AJ Bell says: ‘The rule of thumb is that the longer timeframe you have the more risk you can afford to take. ‘But, of course, you should never take more risk than you are comfortable with. There is no point investing in a way that will give you sleepless nights.’