Asalamu Alaykum This Planner is printed on #60 paper with a coil binding. The Meal Planner, Coupon Sales Shopping List can be torn out and taken to the store. This Budget Planner is what you need to get your finances in order. There are many features to help you with your financial future. Many of the forms break it down to how long it will take to save for an item and how long it will take to pay off debts. If you are in debt, this planner will help with lots of ways to save money, cut costs, pay off debt and see when you will finish paying off debt items. As I was creating and writing this planner, I started with Islamic Holidays explained and the planner started turning into a budget planner. I first added the Islamic Holidays Explained, and then I was thinking that any Muslim Planner should include a Zakat Calculator form, then I added the Hajj Planner and Forecaster, and each form was created to support as strict of a budget as you need to stay Halal with your money or get there step by step. Insha’ Allah, if you need a plan, this calendar planner will help and support you to keep more of the money you earn and or get out of debt. Planning allows you to set goals, forecast budget completions, budget slashers, and techniques you need to help you stay on track. It is very helpful to see where you’ve been, where you are now, and where you are headed in the future. Insha’ Allah, some of the techniques and worksheets inside this planner will help you have extra money left at the end of the month for yourself and your family. This planner is great as a gift, for someone just starting in life and even for kids. The envelope system and mini treasure chest system are great for kids and adults alike. And if you are in debt, this is a great planner for you. I hope you will find the different savings techniques useful and I hope you write all over this and make action plans. This is a workbook, a place to make written plans, estimates, goals, cost-cutting decisions, dated notes, and results that you can refer to in the future. There are many budget planners to choose from, I appreciate you choosing mine. Thanks for supporting my small business. Ma'a Salama