Janine is an unwilling author that was pulled into the world of personal finance kicking and screaming. Why? She was happy as a homeschooling mom of four. However, her students wanted her to write up her basic principles of financial stability so the 60/40 program was born and the books were written. A decade later, Janine found herself writing books, again, on metaphysical issues from a scientist's perspective. Thrown into the world of Native American spirituality after being struck by lightening and adopted by several tribes. She has completed a trilogy describing the journey of a mystic. She is now working on her latest book, "Buddha Behind Bars" Due out in February of 2024