I have spent the last twenty years selling credit information to banks, credit unions, and mortgage companies. I have heard every credit situation and continue to see something new every day.
I will share with you the history of the Three major repositories, from how they started to who owns them now. I will explain what I know about the different scoring models and what strategies I have used for my clients to help build strong credit files that will allow you to live a better life. More than ever we are living in a world that makes snap decisions and the quickest way to be dismissed is with a low credit score.
If you are trying to get a job, and you are one of five they are selecting from, you want to be the one with the best credit.
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