Author Spotlight
Raghunomics: Author Raghu Giuffre.
Blockchain: Simple Solution to US Debt Crisis By John aka Raghu Giuffre
Paperback: $8.01
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Raghu-nomics estimates that 20% to 80% of all US debt does not actually exist (depending upon the industry). We refer to this as Phantom Debt. We give the example of parents co-signing a... More > student loan of $50k for their college-bound boy. This same $50k would be reflected in both parent’s credit scores. This would now give the impression of $150k worth of total debt to an outsider auditor – ‘Expert.’ We refer to the parent’s loan as Mirror Debt. A payment on that student loan would also be reflected to the parent’s credit referred to as a Double Paydown and Leverage Debt Reduction. Our case is simple. Wall Street has created a series of products that are little more than duplicate Mirror Debts. Surprisingly, there is no tracking system to cross index all these Mirror Debts or follow payments made to one and credit to all the others. A blockchain system is a rather simple remedy that would have sidestepped much of the 2008 market meltdown. Today, it would function like an insurance program.< Less
Lifestyle Insurance: Simple Solution Healthcare Crisis By John aka Raghu Giuffre
Paperback: $5.50
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(Abridged - full- Edition. Will post unabridged - partial - for free download shortly. Full book posted on FaceBook under Lifestyle Insurance) Insurance has begun to focus on lifestyle. It’s... More > a growing trend from Europe to the US, and the world. Kaiser, like other providers, have these great ‘health and wellbeing’ programs. Their focus, however, is confined to their own small set of patients They don’t see their smokers as part of some larger market of 45 million Americans. The benefits of working with smokers as part of this larger group has not been looked at. What buying power would gov’t find in their $1 trillion costs of obesity - as a single budget? How would each lifestyle playout as its own industry – a Lifestyle Market? See healthcare from this perspective - for the first time. It’s a paradigm shift with a new set of prospects and this broader view of healthcare’s failings - as well solutions. It’s a new conversation. Welcome to Lifestyle Insurance: New Paradigm. New Possibilities. New Discourse.< Less
Raghu-nomics 7 By Raghu (John) Giuffre
Hardcover: List Price: $25.68 $19.26 | You Save: 25%
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Raghu-nomics: Next Generation of Public Policy Raghu-nomics offers a host of new solutions to the major economic issue of the day. These proposals are geared to create a new set of working models... More > that can jumpstart the political process around policy specifics rather than ideological postures. We offer new policies to help expand the discussion rather than trying to sell some new proposals. Raghu-nomics shows how much has been overlooked and the host of viable solutions once we step beyond the liberal vs. conservative catfight. Welcome to “Raghu-nomics.”< Less
Raghu-nomics 4: (Abridged) ROOPA II - Health Care Reform Made Easy: Social Cost By Raghu J Giuffre
Paperback: $18.51
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Abridged Edition (90 of 300 pg full edition.) Up to 50% of our taxes & insurance premiums go to cover ‘lifestyle’ activities. Lifestyle is therefore the largest category of... More > discretionary spending with the potential of reducing our costs by up to this same 50%. Lifestyle is also a far more accurate predicator of our future health care needs and social service requirements. This allows lifestyle to provide the best measure of planning & forecast over today’s ‘comparison shopping’ models. ROOPA highlights the number of savings and other advantages gained from this dual track of lifestyle and its corresponding social costs models. “The ‘social cost’ of obesity averages around $150 billion a year. This comes to about 10 cents per item (of junk food). Every soda pop, hamburger and candy bar will now have this 10 cent premium. The more soda you drink, the more you have already paid into your own health coverage for obesity. It’s the most affordable ‘pay as you go’ insurance plan. It cost a dime.”< Less
Raghu-nomics 4: ROOPA II - Health Care Reform Made Easy: Social Cost By 'Raghu' J. Giuffre
Hardcover: $29.52
Prints in 3-5 business days
Up to 50% of our taxes & insurance premiums go to cover ‘lifestyle’ activities. Lifestyle is therefore the largest category of discretionary spending with the potential of reducing... More > our costs by up to this same 50%. Lifestyle is also a far more accurate predicator of our future health care needs and social service requirements. This allows lifestyle to provide the best measure of planning & forecast over today’s ‘comparison shopping’ models. ROOPA highlights the number of savings and other advantages gained from this dual track of lifestyle and its corresponding social costs models. “The ‘social cost’ of obesity averages around $150 billion a year. This comes to about 10 cents per item (of junk food). Every soda pop, hamburger and candy bar will now have this 10 cent premium. The more soda you drink, the more you have already paid into your own health coverage for obesity. It’s the most affordable ‘pay as you go’ insurance plan. It cost a dime.”< Less
The ROOPA Journey: The Abyss of Political Activism & the Reforms Discovered By Raghu aka John Giuffre Research by Guerrilla Economics
Paperback: $27.80
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The ROOPA Journey was the original title of this book but has now been changed to Social Cost: The Magic Wand of Social Policy. The ISBN# number allows us to sell this book to the publishing... More > industry, but won't allow us to change the title (on the site only). We keep this title and ISBN# for sales sake, but the text has the latest updated version of ROOPA. For a review of the book itself, please refer to the other editions of the book.< Less
ROOPA II Social Cost: Magic Bullet of Social Reform By Raghu aka Joh Giuffre Research by Guerrila Economics
eBook (PDF): $0.00
This is the Abridged Edition with only 10 of the 33 chapters. Half the cost & faster read. Double our health care benefits while cutting insurance, taxes & gov't bureaucracy by up to 50%.... More > How? ROOPA works from a social cost based approach to develop new found economic policies. “Social costs” are all the expenses associated with a particular product or activity. In this book, we show the methods for identifying such social costs and then demonstrate how this data lends itself into specific policy proposals. With ROOPA, you need only follow the cost associated with each step of a product or action to pinpoint the exact spot of greatest cost. Intervene at these points of greatest impact and you beget both the greatest savings and the most effective policy response.< Less
Raghu-nomics 2: Housing Crisis Made Easy By John aka Raghu Giuffre
eBook (PDF): $5.99
We recognize that there are a host of options remaing to be uncovered that have been entirely overlooked by Washington and Wall Street. We provide a demonstration to the kinds of options that have... More > been overlooked. They are worth trillions and offer to provide the kinds of answers we know are there and just waiting to be tapped. This RADHA program is sure to stir your imagination if not the markets.< Less
Raghu-nomics Part 6: Articles of 2011 By John aka Raghu Giuffre
Paperback: $19.96
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America has been so over taken by the two party ideology that it is hard for us to imagine what policies would look like without the Democrat Republican conflict. The policy proposals given here are... More > more a demo of how such policy discussions would sound if we could approach them in their own right without all this ideological baggage. The Raghu-nomics platform now provides a new staging ground to create a very different kind of dialogue and policy options. Review these here to get a sense to the added versatility this can provide you in your approach to policy issues. This addition covers many of the headline issues of 2011.< Less
Trillion Dollar Discovery By Raghu aka Joh Giuffre Research by Guerrila Economics
Paperback: $12.74
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The irony of this mortgage crisis is that the whole-sale depreciation of the mortgage-backed-securities has always been several times greater than the retail price of the real estate market (or what... More > home-owners could afford to pay). This means that bailing out homeowners would have reinstated Wall Streets’ lost value for about one third the cost banks have been spending to write-off these securities. The difference presents a 50% spread between Wall Streets’ write-downs and the properties values. If only we could overcome the ‘disconnect’ between Wall Street and homeowners. RADHA bridges this great divide to capture that 50% value just waiting to be reclaimed – worth Trillion(s). Excerpt from Demo 9 (Tapping 50% Spread Between Securities & Real Estate)< Less