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As a result of the approach taken, our book has wide appeal. Many business schools; liberal arts colleges; medical schools; and schools of public health, pharmacy, and health administration, at both the undergraduate and graduate levels, have chosen to use our textbook. In addition, the national Certifi ed Employee Benefi ts Specialist (CEBS) program, cosponsored by the International Foundation of Employee Benefi t Plans and The Wharton School of the University of Pennsylvania, has selected our text. The mix of adopters attests to the relevance and practicality of the material and the consistent and inviting manner in which various principles and concepts of health economics are presented throughout the text.