Scammers are skilled at manipulating trust, fear, urgency, loneliness, and hope—and being deceived is never something to be ashamed of. STOP. CHECK. CALL. is a practical, shame-free scam-safety guide for adults over 60, their families, and trusted helpers. It explains how common scams work, how to recognize warning signs, how to verify unexpected requests safely, and what to do if money or personal information has already been shared. The guide addresses telephone, text, email, computer, romance, investment, cryptocurrency, government-impostor, family-emergency, prize, charity, and employment scams. It also includes trusted reporting contacts, recovery guidance, family safety planning, a 26-page fillable toolkit, and a one-page refrigerator help sheet. The guide was researched and organized with AI assistance, using verified information and references from recognized government agencies and other authoritative sources.