My priority in life is providing for my family. I have been a successful business owner in the construction industry for most of my working career – about 35 years. My degree is in Business Administration with a concentration in Computer Science. I have had the privilege of educating others in the areas of Math, Business, Finance, and Personal development. My wife, Mary, and I are currently raising two of our young grandchildren, Jose and Jenna. We take them to church each Sunday and they love the Children’s program. Each one prays beautifully before each meal at home. Through my church involvement, I participate in delivering communion, and visiting with people in nursing homes, retirement communities, shut-ins, and hospitals. It is my hope that this book, and those to come, will help everyone to take care of their families. Please check my website often for new additions.