The Essential Financial IQ Guide for Every Survivor Out There Who Wants to Be in Charge of Their Money Now and Improve Their Financial Lives! Table of Contents Introduction 6 Part I : Awareness before Change WhatisMoney? 8 What Are Your Choices? 11 Holistic Development 14 Wealth Defined 17 10 Reasons Why We Meet Financial Disasters 19 Part II : Change The 4 Levels of Competence 22 Change and All ‘C’s Defined 24 InvestinYourself 28 Part III : Goal Setting and Realization The Importance of Leverage 30 NetWorth 32 CashFlow 35 Quick Start Action Tips 39