Wrote this paper as a follow-up to my previous work in Private Unemployment Insurance, as I thought about how a "Career & Placement Services" financial product could be better positioned--next to Private UI, or just by itself in the market. I could think of various product positioning possibilities, and the result is this short write up! A summary/ excerpt of this paper was forwarded to a US company back in 2014 along with the Patent Application number to mark the date/time of this paper.