Brian L. Ponder, Esq. is a consumer advocate. This store shall serve as a valuable resource for consumers, business owners, and professionals who wish to take advantage of effective forms and letters that have helped many take control of their credit, business, and overall financial standing. The items listed are for informational and educational purposes only. No form or letter should be construed as legal or tax advice. Please contact an attorney or tax professional for specific legal or tax advice for your particular situation. Brian Ponder is a graduate of NORTHWESTERN UNIVERSITY and SOUTHERN UNIVERSITY LAW CENTER.