Are you tired of living from paycheck to paycheck? Do you seem to have trouble saving money consistently? Does it feel like no matter how hard you try to stay ahead, there's always a financial emergency that puts you in the red? Are you thinking about retirement, but you don't know how to get started? If you've answered "yes" to any of these questions, then this book is definitely for you! The Formula 59 Money Management book was written for people like you, who are ready to take accountability for their finances. Learning proper money management skills is a vital part of achieving personal success and building wealth. Bobbie Sera created an easy-to-follow system that has helped him and those he has mentored reach personal success milestones. In 5 steps, Bobbie teaches you: 1. How to save money 2. How to get rid of debt 3. How to use and leverage credit 4. How to invest in different markets 5. How to plan for retirement