Genesis Financial Workbook

Genesis Financial Workbook A Biblical Path to Financial Freedom, Hope, and Lasting Transformation Financial struggle is rarely just about money. For many individuals and families, it is accompanied by fear, shame, isolation, and the belief that nothing will ever change. Temporary help may ease the moment—but it rarely restores hope or creates lasting transformation. The Genesis Financial Workbook was created to change that. Developed by Chad Durniak and Sow Water, this workbook is the foundation of a proven, relationally driven financial ministry designed for the financially underserved and for believers who desire a deeper, more obedient financial walk with Jesus. This is not a get-rich-quick system. This is not theory-heavy financial advice. This is biblical financial discipleship—practical, compassionate, and rooted in relationship. Why Genesis Financial Is Different Most financial resources are built for people who already have margin, stability, and access. Genesis Financial was created for those who often fall outside today’s profit-centered financial system—the poor, the overwhelmed, and the overlooked. Finally, a proven and simple to use financial curriculum designed for the financially underserved that aligns money, priorities, and purpose with God’s Word. At its core is one unshakable truth: More money is not the answer. More Jesus is. Biblical Foundation. Practical Application. Real Change. Genesis Financial begins with God’s design for stewardship and brings Scripture into daily financial decisions. Participants discover what the Bible truly says about money, provision, trust, and obedience—then apply those truths through a simple, step-by-step financial plan that anyone can follow, regardless of income or background. The workbook helps individuals:  Face their financial reality without shame  Organize income and expenses  Create a realistic, sustainable budget and budget schedule and that actually works  Develop wise habits that lead to long-term stability and freedom This process shifts people from survival to stewardship, from fear to faith, and from hopelessness to purpose.