A Simple no-nonsense guide to get you started on your investment journey. Are you wanting to get started on your investment journey but not sure how to begin? Do you want to better understand investment concepts such as Individual Retirement accounts, Employer Sponsored 401K plans, Brokerage Accounts, Mutual Funds, or Exchange-traded Funds. If this is the case, “It’s a Journey - A No-nonsense Guide to Investing” is the book for you. This book is not a scheme as to how to “get rich quick”. Instead “It’s a Journey”, like the title suggests, discusses how investing is a truly a lifelong journey that each of us embark on. This book is written in a straight forward easy to understand conversational style; it is not cluttered with excessive formulas and charts. Instead "It's a Journey" provides a simple guide to get you on the path to success. It is never too soon nor too late to begin your own personal financial journey. Table of Contents: So, how do I start? Accounts and Account Types, boring stuff Stocks, Bonds, and Mutual Funds, Oh My Tax Advantaged Accounts - 401(k)s, IRAs, HSAs Brokerage accounts - Do I really need one? Compound Growth - Grow, Grow, Grow Inflation - Why is it concerning? Asset Classes - Different egg baskets Debt - That which holds you back Life Goals - The events that matter A Budget - What can’t I buy ...? Low-Cost Index Funds - Such a great tool Portfolios - Huh, what and why? Risk and Reward - You must know thyself Lazy Portfolios - Bring on the chips and salsa Target-Date Funds - the new way Fees, or no fees Robo Advisors and World of Apps - The New Frontier Re-balancing, keeping life’s balance Thoughts on Advisors - Is one right for you? Crypto-Currencies - A lot from nothing Final Thoughts - Please don’t skip out now