Your first home, without the expensive lessons. The 10-step plain-language guide from “can I afford this?” to keys in hand - for buyers in the US, Europe, and West Africa, including buying safely back home. Nobody teaches you this. The bank explains its part. The agent explains the parts that close the deal. Everyone at the table gets paid more when you pay more - and you find out what you didn’t know one signature at a time. This guide exists so the first home you buy is the right one, bought the right way, with money still in the bank.