If your hard-earned savings are riding a roller coaster that seems to have more downs than ups, or bigger downs than ups, then you will definitely benefit from the ideas in this short book. The basic idea is this: there's nothing that provides the safety and security of a pension. And since most employers won't give you a pension these days, or are in danger of defaulting on their pension commitments, the best way to get a pension...is to give it to yourself. You don't have to worry about whether you'll outlive your money. Not if you invest it in such a way that you have guaranteed income coming to you month after month, for the rest of your life, and also the security of knowing that your loved ones will be well taken care of after you're gone. If the idea of giving yourself a pension sounds appealing, take a little time and consider the ideas I'm about to share with you. Take your grandkids on the rollercoaster. But not your savings.