The Money Makeover

Are you having trouble paying your bills? Are you getting continuous notices from creditors? Are your accounts being turned over to debt collectors? Have you been worried about losing your home or your car? You're not alone. Millions of people face a financial crisis some time in their lives. They feel devastated, confused, and very alone. Whether the crisis is caused by personal issues or family illness, the loss of a job, or overspending, it can seem overwhelming. Your financial situation does not have to go from bad to worse. It can be fixed. In this book, you will discover… ·How much debt do you really have? ·How to track your spending and find extra money ·How to get out of credit card debt ·How to stop spending and spend within your means ·How to create a monthly spending plan that will get you out of debt forever ·How to grow your income to help you get out of debt faster ·How to lower your debt and raise your credit score ·Why you spend over your means and what you can do to stop it!