Your eleven-year-old gets a better fractions lesson from the tablet than you managed at the table. Your fifteen-year-old's essay comes back from a chatbot in nine seconds, flawless and hollow. And every post in your feed says AI will either ruin childhood or save it. This is the playbook for the ordinary decisions you are already making: what to allow, at what age, with what rules, and how to talk about it without the eye roll. Raising Kids Around AI covers age-by-age guidance from under 8 to 16 and up, homework and the invented-source trap, raising a kid who checks, privacy and the family safe word, deepfakes and sextortion with exactly where to report, AI companion apps and the signs to watch for, the good stuff, and a one-page family AI agreement. With a fridge sheet and 52 prompts for parents and kids.