Live your best life and save money while using our Lavish Living Budget Planner. Our planner includes a variety of templates to promote financial literacy, budgeting, and saving! Budgeting has never been easier! The entire journal is hyperlinked with easy navigation to access any page you need. Be creative while utilizing our simplistic, colorful, and clean Budget planner, Bill and Spending Tracker, Savings Challenges, and Total Savings Tracker. This planner includes positive affirmations, labeled charts, and a calendar to help promote encouragement and financial literacy. WHAT’S INCLUDED? · Labeled tabs for easy navigation · 2023 “Year at a Glance” · Index Layout for an organized overview of the contents · Various layouts that are all boxed, vertical, and horizontal. · Monthly View layout to outline bills and other financial information on a monthly basis. · Budget Layout to track income and expenses. · Bill Tracker Layout to keep bills organized with the amount and due date. · Spending Tracker Layout to keep planned and unplanned expenses organized. · Savings Challenges to promote saving, financial literacy, budgeting, and organization. · Monthly Review layout to document and review accomplishments and growth edges. · To make links work the “Read Only Button” needs to be selected for apps like Goodnotes, Notability, Noteshelf, etc. You will get 1 PDF with direct access to the planner and its features. The following devices are compatible with our planners: Apple devices, Android devices, and Microsoft devices. The apps that are compatible with our planners are Goodnotes, Notability, and Kilonotes. TERMS OF SERVICE Due to the nature of the item being digital and for instant download, no refunds or cancellations are available. If you need help please contact me via email at [email protected]. This item is for personal use and cannot be resold, altered, distributed, or used for any commercial purposes.