About The Author Luis Godoy Chávez is a Certified Public Accountant, specialized in Business Finance and International Auditing Standards. With more than 22 years of experience in the profession, he has worked in various companies, from small family businesses to large multinational corporations. Luis has always been interested in the world of finance and has dedicated a large part of his professional career to the study and research of money management, especially in regards to personal finances. During his career, Luis has worked as an auditor, accountant, financial analyst and investment advisor. He has obtained postgraduate degrees in business finance and international auditing standards, and has given courses and lectures on personal and business finance in various Latin American countries. Luis is a defender of financial education and believes that anyone, regardless of his financial situation, can improve his life by managing his money well. His goal as its author is to share his knowledge and strategies so that people can take control of their personal finances and achieve the economic stability and financial freedom they deserve.