She earned her degrees (BSC-BA, MBA) at the University of Santo Tomas, España, Manila, Philippines. During her school days, she took Journalism, spent writing articles and became school News Writer and Science Page Editor. Her maternal aunt, Dr. Anacleta Villacorta Agoncillo (medical doctor and author), wife of the late Prof. Teodoro A. Agoncillo (author of “History of the Filipino People”, essayist and poet), great Filipino historian, inspired her to pursue writing. Her banking career at the Equitable Banking Corporation, Manila, Philippines, ceased after traveling and settling in different countries which gave her opportunities to venture in different professions like teaching at International School in Riyadh, Saudi Arabia and Cambridge School in Karachi, Pakistan.